Agent overview

checkout-bot

agent_id: ag_3f4d5a8c · pubkey: ed25519:7Pk2…q3Vw

Agent Credit Score

5-component, recency-weighted

very good

300

thin file

Payment history94%

Utilization22%

History length187 d

Diversity3 rails

Fraud signals0

Fee tier: 1.3% · Trust level: high · HITL gate: off

FiscalGate

budget enforcement · this charter

enforced

$24.42 / $50.00

remaining · 48.8%

Holds

3 active

Settled

$18.30

Released

$7.28

Halts

Audit chain

Merkle-rooted · sha256

verified

2,184 events

Article 12 retention: 6 mo · expires 2026-11-08

Tool calls1,402

Payments218

Memory writes496

Refusals68

download Export Article 12 bundle

Pending approvals

3 actions need your review

human required

over threshold 2 min ago

Charge $112.00 to cus_2N9k…fGd

reason: monthly_pro_subscription_renewal · rail: stripe · charter threshold: $100

Approve SDK docs

new counterparty 14 min ago

Open new merchant relationship: acme-data.com

first transaction with this counterparty · charter requires explicit allow-list update

Approve SDK docs

policy refusal 1 hr ago

Tool refused: delete_user(cust_id='all')

runtime blocked — out-of-scope for charter "checkout-flow". Logged. No human review needed; recorded for evidence.

audited

Active charter

checkout-flow

v3 · ratified 2026-05-01 · 7 d remaining

name: checkout-flow goal: "process customer subscription renewals + flag exceptions" budget: maxUsd: 50.00 approvalThresholdUsd: 100.00 allowedCounterparties: - cus_* # existing customers - stripe allowedTools: - payments.charge - payments.settle - payments.refund - memory.recall retentionMonths: 6 compliance: article12: true

edit Charter docs & YAML schema

Recent audit chain

Last 8 events · Merkle-verified

Merkle audit docs →

timestamp event amount link hash

14:42:18 payment.settle stripe +$24.99 f3a8…c91

14:41:55 payment.hold stripe $24.99 e7c2…3a8

14:41:54 tool.start payments.charge — b9d4…e7c

14:38:02 tool.refusal delete_user — a1f7…b9d

14:37:48 memory.write recall_session — 5cd9…a1f

14:35:11 payment.settle paystack +$8.00 2e83…5cd

14:34:40 approval.granted human — 7b16…2e8

14:32:20 mission.start checkout-flow — 9f4c…7b1

root: sha256:f1c4…8d3 ∞ integrity verified

What the hosted Console adds

Browser-side governance, on top of the SDK

included with Pro

Auth

SSO via WorkOS or Clerk. SOC 2-friendly. Per-team roles (admin, auditor, viewer).

Live agent feed

Server-Sent Events stream of every tool call, payment, refusal, approval as it happens. Sub-second.

Charter editor

Edit the YAML, validate against the schema, push to your agent's runtime. Versioned. Diffable.

Real Article 12 export

Pull the bundle for any mission. Download the JSON+CSV+chain+manifest as a zip. Re-derive the Merkle root client-side to verify.

Multi-agent

Sidebar lists every agent under your account. Switch between them. Per-agent budgets, per-agent charters.

Slack + email approvals

Out-of-threshold actions ping a webhook. Approve from Slack DM or an email reply — never need to log in.

Ship governed agents today.

The SDK is Apache 2.0 and free. The hosted Console — live agent feed, multi-agent dashboards, Slack/email approvals, Article 12 export — comes with Pro at $49/mo. Start either way.

Start Pro · $49/mo arrow_forward npm install @mnemopay/sdk