Pricing — MnemoPay
MnemoPay
Pricing · Apache 2.0

Free for builders.
Priced for production.

The SDK is Apache-licensed and free forever. You pay when you plug in to managed rails, hosted score storage, or enterprise SLAs.

Free · self-hosted
$0
forever
All 14 modules. Your infrastructure.
  • Full SDK · TypeScript & Python
  • Agent Credit Score & Merkle ledger
  • Memory · identity · fraud detection
  • Charter, FiscalGate, Article 12
  • Community support · GitHub issues
  • Bring your own rails credentials
npm install @mnemopay/sdk
Growth · scale
new
$200
/ month
Higher limits · Lightning rail · multi-key fanout.
  • Everything in Pro
  • 10× rate limits, multi-key fanout
  • Lightning rail (sub-cent settlement)
  • Elevated governance API quotas
  • Priority support · 8h response
Start Growth · $200/mo
Enterprise · SLA
$499
/ month
Dedicated infra · custom rails · contracted SLA.
  • Everything in Growth
  • Dedicated ledger shard
  • Custom rail integration
  • GridStamp seat included
  • Negotiated SLA · DPA · onboarding
Start Enterprise · $499/mo
GridStamp Pro · companion product
Cryptographic proof-of-presence for embodied agents.

For drones, robots, and field-deployed agents that need to prove they were where they say they were. Co-signs the MnemoPay audit chain.

Start GridStamp Pro · $49/mo
GridStamp pilots — for buyers who need a regulator-grade engagement. Each pilot is 3 months. Full details: /gridstamp
Insurance
AV & robotics underwriters
$5,000/mo · 3 mo
Start Insurance pilot
Logistics
Visibility platforms & freight
$2,500/mo · 3 mo
Start Logistics pilot
Gaming · AR
AR & location-based apps
$2,500/mo · 3 mo
Start Gaming pilot
Need a custom MnemoPay pilot or volume above these tiers? jeremiah@getbizsuite.com · MnemoPay pilots run $25K–$60K, regulator engagements $100K+.
Pricing · answered

Common
questions.

Which tier should I start on?

If you're prototyping, start on Free. The SDK is identical — only the managed rails, hosted scoring, and SLA change between tiers. Move to Pro when you're charging real money on real rails and don't want to host the credit-score store yourself. Move to Enterprise when you need a dedicated ledger shard, a custom rail, or a 99.95% SLA.

What does the 1.9% rail fee on Pro actually cover?

It's the MnemoPay platform fee on charges that route through our managed rails. Rail-provider fees (Stripe, Paystack, Lightning) are separate and pass through. The 1.9% drops based on the agent's credit score — agents above 800 pay 1.0%, below 580 pay 2.5%.

Can I switch between tiers?

Yes. Cancel any time, prorated. Pro → Enterprise is one click; Pro → Free means you self-host the score store and run your own rail credentials. Your data exports out via the Article 12 audit bundle in either case — a signed demo bundle is downloadable and client-side verifiable.

What about the v1.6.0 rails (Stripe MPP, x402, Google AP2)?

Stable on the latest npm tag as of v1.6.0. Available across Free, Pro, and Enterprise. Pre-flight policy enforcement (mandate caps, expiry, allowed-recipients) is enforced locally before any signature is produced.

Do you have a free tier for MCP servers?

Yes — the first ten production MCP servers that integrate get the managed Pro tier free indefinitely (subject to 90 days' written notice of any change). Email jeremiah@getbizsuite.com with your repo.

Refunds?

Pro + Enterprise: prorated cancellation any time. Pilots ($25K+): scope-defined milestones, refundable on first-milestone failure. GridStamp Pro: same as Pro.

Start where it makes sense.

Free to prototype. $49 to ship. Custom to scale. The SDK doesn't change — just what we host for you.